Part of securing a bank loan for your small business is choosing the right bank. Start by looking at the financial institutions that you’re already working with or have worked with in the past. There’s definitely an advantage to being a familiar face. These banks already have records of your history and financial behavior, and if you’ve already demonstrated to them that you’re financially responsible, then you’re in good shape. If getting a loan from a bank you already do business with is not an option, then take a look at smaller institutions, like credit unions. With institutions like these you are more likely to be able to talk directly to higher-level decision makers right off the bat.

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